Quite a few residential and commercial property owners ask
the question – yet it can seem impossible to get a straight-forward answer
regarding the costs of tree services. We hope to put the tree service price
controversy to rest.
If you have ever shopped around from Tree Company to Tree
Company – chances are the price ranges have been as much as 35% apart. So why
does this happen?
The unfortunate reality of the matter is that many tree
service companies are operating without sufficient insurance. While a savvy
consumer generally knows enough to request a certificate of insurance, they are
not always seeing the bigger picture behind that policy.
Aside from the fact that it is very easy deceive consumers
and pass ofF expired or copied insurance certificates as legitimate insurance
policies, even the "legitimate”
insurance policies are not always legit.
BEWARE OF GHOSTS
Ghost policies, that is. Due to the extremely high cost of
insurance in the tree service industry, (an industry with a risk rate about 10
times the average for workers) many tree services opt to purchase insurance
that applies to a company of one. If they illegally claim that their employees
are subcontractors, or simply hire their workers completely off the books, they
are able to pay sometimes one tenth of the cost of insurance while placing
their clients and employees at risk.
Unfortunately, ghost policy certificates are identical to
legitimate policies. As tedious as it may be to go the extra mile to verify the
policy, it is not nearly as strenuous as paying for the lifelong care of a
paralyzed tree worker. Take these steps to prevent liability in an accident
·Obtain the policy information directly from the
·Check expiration dates.
·Ask the agency for the number of employees
covered on the policy
·Request a written, dated and signed statement
from the company owner that all of their employees are covered.
Even the best and most skilled tree service employees can
have a bad day or meet a strong gust of wind at the wrong moment. The sad fact
is that often times the lowest prices result in the highest costs.
For quality, FULLY INSURED, tree service in Northwest NJ, call Certified Tree Expert Mike Virgil with Precision
Tree & Landscape LLC. We Cut TREES…Not CORNERS. (201) 709-5583